Active loan rates by origination period. 123 FHA multifamily loans tracked across 28 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
123
Current Avg
3.45%
Historical Avg
3.56%
Rate Range
2.20% - 6.87%
Most Recent Quarter Average
3.45%
Based on 10 loans in Q3 2013
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q4 2025 | Mesquite, TX | 5.78% | $12.4M | Capital One N.A. | Other |
| Q3 2025 | WILLIAMSBURG, VA | 5.90% | $51.2M | Capital One N.A. | 223(f) Purchase/Refi |
| Q3 2025 | MOUNT PLEASANT, WI | 6.18% | $7.6M | Capital One N.A. | 223(f) Purchase/Refi |
| Q2 2025 | ESSEX, MD | 5.25% | $18.5M | Capital One N.A. | 221(d)(4) |
| Q1 2025 | HOUSTON, TX | 6.21% | $8.9M | Capital One N.A. | 221(d)(4) |
| Q1 2025 | LEESBURG, GA | 5.50% | $34.4M | Capital One N.A. | 223(f) Purchase/Refi |
| Q4 2024 | PHENIX CITY, AL | 4.77% | $27.2M | Capital One N.A. | 223(f) Purchase/Refi |
| Q3 2024 | OLIVETTE, MO | 5.65% | $45.3M | Capital One N.A. | 221(d)(4) |
| Q3 2024 | COLUMBIA, MD | 5.40% | $10.9M | Capital One N.A. | 221(d)(4) |
| Q2 2024 | BALTIMORE, MD | 5.50% | $13.5M | Capital One N.A. | 221(d)(4) |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.