FHA Rate Tracker
Active loan rates by origination period. 15,457 FHA multifamily loans tracked across 53 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
15,457
Current Avg
5.48%
Historical Avg
3.89%
Rate Range
1.00% - 10.75%
Most Recent Quarter Average
5.48%
Based on 65 loans in Q1 2026
Average Rate by Origination Quarter
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
Recent FHA Rate Comps
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | GARLAND, TX | 5.80% | $56.0M | Dwight Capital | 221(d)(4) |
| Q1 2026 | SAN ANTONIO, TX | 4.87% | $13.3M | MASON JOSEPH COMPANY INC | 221(d)(4) |
| Q1 2026 | MILACA, MN | 5.35% | $2.9M | Colliers Mortgage | 223(f) Purchase/Refi |
| Q1 2026 | BROOKLYN, NY | 5.78% | $276.3M | NEW YORK CITY HOUS DEV CORP | 221(d)(4) |
| Q1 2026 | ZION CROSSROADS, VA | 5.00% | $49.7M | Berkadia Commercial Mortgage LLC | 221(d)(4) |
| Q1 2026 | LITTLE FALLS, MN | 5.35% | $5.3M | Colliers Mortgage | 223(f) Purchase/Refi |
| Q1 2026 | SAN ANTONIO, TX | 5.60% | $53.5M | Dwight Capital | 221(d)(4) |
| Q1 2026 | EASTON, PA | 5.75% | $6.2M | Walker & Dunlop LLC | 223(f) Purchase/Refi |
| Q1 2026 | GLENVILLE, WV | 5.88% | $20.7M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q1 2026 | BETHLEHEM, PA | 5.75% | $4.2M | Walker & Dunlop LLC | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.