Capital One N.A.

Agency
New York, NYcapitalone.com

Capital One Multifamily Finance is the CRE lending division of Capital One (New York, NY), with $13.0B in total origination volume in 2024. The firm has closed 112 FHA-insured loans totaling $2.1B and is a Fannie Mae DUS lender with $3.3B in Fannie Mae production in 2022.

AgencyType
New York, NYHQ
109Deals
$13.0BTotal Volume
Active 2025

Key Contacts

Michael Maidhof

OriginationsPrimary

Senior Vice President, Head of Production

Brian Hayes

Originations

Senior Vice President

Dave Harper

Originations

Senior Vice President, Originations

Andrew Young

Chief Financial Officer, Capital One Financial

Richard Fairbank

Chairman and CEO, Capital One Financial

FHA Lending Activity

109

Total Deals

$2.1B

Total Volume

8

FY2025 Deals

$201.8M

FY2025 Volume

21
22
23
24
25

Source: HUD FHA Multifamily Production Reports

FHA Deal Activity

108

FHA Endorsements

$18.4M

Avg Deal Size

180

Avg Units

26

States

Individual FHA-insured initial endorsements, FY2012–FY2026

Top 10 Markets: MD (14) · VA (13) · GA (11) · TX (10) · AL (9) · PA (7) · LA (6) · MI (5) · DC (5) · CA (4)

Programs: 223(f) Purchase/Refi (64) · New Const/Rehab (29) · 223(a)(7) Refi (15)

37% LIHTC · 18% Tax-Exempt Bonds

Source: HUD FHA Multifamily Production Reports

View all 108 FHA deals →

Recent FHA Deals

FHA Portfolio

123

Active Loans

$1.6B

Outstanding

5.14%

Recent Avg Rate

34 yr

Avg Term

Rates and balances on FHA-insured loans currently held in portfolio, as of February 2026

Recent FHA Rate Comps

DateRate
Oct '255.78%
Aug '255.9%
Jul '256.18%
Apr '255.25%
Mar '256.21%
Mar '255.5%
Nov '244.77%
Sep '245.65%
Jul '245.4%
May '245.5%
Avg rate across last 20 endorsed loans5.14%

Full Portfolio: 3.57% avg rate · range 2.2%–6.87%

1 loans ($1.4M) maturing by 2031

MaturityRate
Nov 20292.65%

Top States: IL (22) · TX (15) · IN (12) · MD (9) · VA (8)

Source: HUD Insured Multifamily Mortgages

Lending Programs

Capital One Commercial Real Estate Lending Program

Hospitality
Term
11 mo
Geography
national

Lending Products

Loan Size
$5.0M
Term
20 yr

Capital One N.A. Lending Program

Hospitality
Term
11 mo
Geography
national

Capital One Multifamily Finance Lending Program

Hospitality
Term
11 mo
Geography
national

Deal History

Annual volume by program source.

2021
$4.0B13 deals
2022
$3.4B7 deals
2023
$61.2M3 deals
2024
$142.6M6 deals
2025
$201.8M8 deals

Sources: HUD, Fannie Mae

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