Southern Bank and Trust Company
Southern Bank is your trusted financial partner in North Carolina and Virginia. Student, Personal, and Business checking, savings, and mortgages with a southern flair.
Key Contacts
Southern Bank and Trust Company - Main Office
FDIC Financial Overview
$5.2B
Total Assets
$1.7B
CRE Loans
33%
CRE Concentration
$110M
Multifamily
$228M
Construction
$1.4B
Commercial RE
+0.8%
Asset Growth (YoY)
1.186648066663498%
ROA
15.44%
ROE
Above 300% CRE concentration guidance threshold
Source: FDIC Quarterly Call Reports (20251231)
Lending Programs
Visit southernbank.com for current lending programs and rates.
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