Live Oak Banking Company

Bank
Wilmington, NCliveoakbank.com

Live Oak Banking Company is a Wilmington, NC-based FDIC-insured commercial bank with $15.1B in total assets and $5.8B in commercial real estate loans, representing 38% of total assets.

BankType
Wilmington, NCHQ

Key Contacts

Live Oak Banking Company - Main Office

FDIC Financial Overview

$16.0B

Total Assets

$6.2B

CRE Loans

38.6%

CRE Concentration

$26M

Multifamily

$970M

Construction

$5.2B

Commercial RE

+4.8%

Asset Growth (YoY)

0.9589344791893007%

ROA

12.59%

ROE

CRE / Total Assets38.6%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20260630)

Lending Programs

Live Oak Banking Company Lending Program

Loan Size
$5.0M
Term
1 yr
Geography
national

Similar Lenders