Active loan rates by origination period. 130 FHA multifamily loans tracked across 19 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
130
Current Avg
3.48%
Historical Avg
3.30%
Rate Range
2.11% - 6.83%
Most Recent Quarter Average
3.48%
Based on 13 loans in Q2 2022
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q3 2025 | LAWRENCEBURG, IN | 5.98% | $21.0M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q2 2025 | MANITOWOC, WI | 5.56% | $7.7M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q2 2025 | Wilmington, NC | 5.82% | $3.3M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q2 2025 | CHICAGO, IL | 5.93% | $2.8M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q2 2025 | CHICAGO, IL | 5.93% | $3.1M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q1 2025 | WARSAW, IN | 5.75% | $3.7M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q1 2025 | BLUFFTON, SC | 5.83% | $4.8M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q1 2025 | PERRYSBURG, OH | 5.70% | $52.8M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q4 2024 | FORTVILLE, IN | 5.25% | $1.6M | Merchants Capital Corp. | 223(f) Purchase/Refi |
| Q4 2024 | GOLDSBORO, NC | 5.15% | $3.4M | Merchants Capital Corp. | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.