Active loan rates by origination period. 188 FHA multifamily loans tracked across 26 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
188
Current Avg
2.50%
Historical Avg
3.71%
Rate Range
2.03% - 7.00%
Most Recent Quarter Average
2.50%
Based on 11 loans in Q4 2021
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | NEPTUNE CITY, NJ | 5.10% | $17.5M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q1 2026 | SEVERN, MD | 5.48% | $70.0M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | ROY, UT | 5.63% | $15.9M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | BOSTON, MA | 5.51% | $23.1M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | SAUGUS, MA | 5.34% | $16.1M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | West Valley, UT | 5.59% | $65.8M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | Annapolis, MD | 6.24% | $9.4M | M & T REALTY CORP | 221(d)(4) |
| Q4 2025 | East Orange, NJ | 5.49% | $34.0M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q4 2025 | Brewster, NY | 5.68% | $50.7M | M & T REALTY CORP | 223(f) Purchase/Refi |
| Q3 2025 | PORT JERVIS, NY | 5.78% | $18.3M | M & T REALTY CORP | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.