Active loan rates by origination period. 2,389 FHA multifamily loans tracked across 51 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
2,389
Current Avg
5.63%
Historical Avg
3.73%
Rate Range
2.08% - 8.25%
Most Recent Quarter Average
5.63%
Based on 30 loans in Q4 2025
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | SEGUIN, TX | 5.60% | $51.3M | Lument | 221(d)(4) |
| Q1 2026 | LUBBOCK, TX | 5.34% | $16.6M | Lument | 221(d)(4) |
| Q1 2026 | JEFFERSONVILLE, IN | 4.92% | $32.1M | Lument | 223(f) Purchase/Refi |
| Q1 2026 | GEORGETOWN, TX | 5.54% | $58.2M | Lument | 221(d)(4) |
| Q1 2026 | BALTIMORE, MD | 5.52% | $4.3M | Lument | 223(f) Purchase/Refi |
| Q1 2026 | TALLMADGE, OH | 5.50% | $12.7M | Lument | 223(f) Purchase/Refi |
| Q1 2026 | WILLIS, TX | 5.59% | $5.6M | Lument | 223(f) Purchase/Refi |
| Q4 2025 | HOUSTON, TX | 5.76% | $68.1M | Lument | 221(d)(4) |
| Q4 2025 | STATEN ISLAND, NY | 5.25% | $143.9M | Lument | 223(f) Purchase/Refi |
| Q4 2025 | STATEN ISLAND, NY | 5.25% | $144.5M | Lument | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.