Active loan rates by origination period. 381 FHA multifamily loans tracked across 41 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
381
Current Avg
5.41%
Historical Avg
3.80%
Rate Range
1.98% - 6.40%
Most Recent Quarter Average
5.41%
Based on 14 loans in Q4 2025
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | MOLALLA, OR | 4.33% | $29.9M | KeyBank National Association | 223(f) Purchase/Refi |
| Q1 2026 | CELINA, TX | 5.80% | $43.0M | KeyBank National Association | 221(d)(4) |
| Q1 2026 | COLUMBIA, SC | 5.56% | $44.9M | KeyBank National Association | 221(d)(4) |
| Q4 2025 | HICKORY, NC | 5.23% | $17.7M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | HENDERSONVILLE, NC | 5.23% | $13.1M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | AUSTELL, GA | 5.23% | $19.8M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | BARNSTABLE, MA | 5.25% | $20.9M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | CONCORD, NC | 5.23% | $17.0M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | PORTER, TX | 5.50% | $14.0M | KeyBank National Association | 223(f) Purchase/Refi |
| Q4 2025 | THE WOODLANDS, TX | 5.50% | $20.0M | KeyBank National Association | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.