Active loan rates by origination period. 102 FHA multifamily loans tracked across 13 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
102
Current Avg
2.58%
Historical Avg
3.56%
Rate Range
2.18% - 6.55%
Most Recent Quarter Average
2.58%
Based on 3 loans in Q4 2021
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | OPELIKA, AL | 5.85% | $27.9M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q4 2025 | Broussard, LA | 5.89% | $10.3M | HIGHLAND MORTGAGE | 223(f) Purchase/Refi |
| Q4 2025 | Ruston, LA | 6.17% | $13.8M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q2 2025 | NEW ORLEANS, LA | 6.18% | $7.1M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q1 2025 | GALLATIN, TN | 5.30% | $62.9M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q4 2024 | SHREVEPORT, LA | 5.94% | $3.1M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q4 2024 | MEMPHIS, TN | 5.75% | $27.8M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q2 2024 | ARDEN, NC | 5.87% | $43.1M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q1 2024 | ASHEVILLE, NC | 6.55% | $40.5M | HIGHLAND MORTGAGE | 221(d)(4) |
| Q4 2023 | MARRERO, LA | 6.51% | $14.9M | HIGHLAND MORTGAGE | 221(d)(4) |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.