Active loan rates by origination period. 71 FHA multifamily loans tracked across 22 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
71
Current Avg
2.44%
Historical Avg
3.47%
Rate Range
2.14% - 6.15%
Most Recent Quarter Average
2.44%
Based on 10 loans in Q1 2021
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q4 2025 | WEST HAVEN, UT | 4.25% | $25.9M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q4 2025 | Cedar Falls, IA | 5.55% | $12.1M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q3 2025 | VAN BUREN, NY | 5.71% | $9.3M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q2 2025 | ELIZABETH CITY, NC | 5.68% | $13.4M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q1 2025 | LUVERNE, MN | 5.46% | $5.3M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q1 2025 | PHILADELPHIA, PA | 5.83% | $9.4M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q4 2024 | LEBANON, OH | 5.07% | $8.9M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q4 2024 | SANFORD, FL | 5.62% | $14.5M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q3 2024 | MASON CITY, IA | 5.79% | $1.6M | HARPER CAPITAL PARTNERS, LLC | 223(f) Purchase/Refi |
| Q1 2024 | DEL VALLE, TX | 6.15% | $47.3M | HARPER CAPITAL PARTNERS, LLC | 221(d)(4) |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.