Active loan rates by origination period. 38 FHA multifamily loans tracked across 19 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
38
Current Avg
5.21%
Historical Avg
5.20%
Rate Range
3.23% - 7.20%
Most Recent Quarter Average
5.21%
Based on 3 loans in Q4 2024
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q2 2025 | COCOA, FL | 5.54% | $11.6M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q4 2024 | ST. PAUL, MN | 3.78% | $6.3M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q4 2024 | PONTE VEDRA BEACH, FL | 5.85% | $16.9M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q4 2024 | FORT MYERS, FL | 6.00% | $28.0M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q2 2024 | CAPE CORAL, FL | 5.64% | $16.8M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q3 2023 | RENO, NV | 5.85% | $29.2M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q4 2022 | GALLATIN, TN | 5.21% | $22.8M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q1 2022 | HOUSTON, TX | 3.70% | $26.5M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q1 2022 | RENO, NV | 3.37% | $34.1M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
| Q4 2021 | ORLANDO, FL | 3.29% | $19.9M | FEDERAL NATIONAL MORTGAGE | 542(b) QPE |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.