Active loan rates by origination period. 632 FHA multifamily loans tracked across 48 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
632
Current Avg
5.48%
Historical Avg
3.66%
Rate Range
2.11% - 6.55%
Most Recent Quarter Average
5.48%
Based on 18 loans in Q4 2025
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | GARLAND, TX | 5.80% | $56.0M | Dwight Capital | 221(d)(4) |
| Q1 2026 | SAN ANTONIO, TX | 5.60% | $53.5M | Dwight Capital | 221(d)(4) |
| Q1 2026 | SEATTLE, WA | 4.08% | $11.8M | Dwight Capital | 223(f) Purchase/Refi |
| Q1 2026 | NEWARK, NJ | 5.18% | $110.0M | Dwight Capital | 223(f) Purchase/Refi |
| Q1 2026 | SALT LAKE CITY, UT | 5.19% | $60.1M | Dwight Capital | 221(d)(4) |
| Q4 2025 | NATICK, MA | 5.71% | $3.9M | Dwight Capital | 223(f) Purchase/Refi |
| Q4 2025 | ABINGTON, MA | 5.71% | $6.8M | Dwight Capital | 223(f) Purchase/Refi |
| Q4 2025 | HIALEAH, FL | 5.43% | $67.0M | Dwight Capital | 223(f) Purchase/Refi |
| Q4 2025 | DENVER, CO | 4.03% | $16.3M | Dwight Capital | 223(f) Purchase/Refi |
| Q4 2025 | CORINTH, TX | 6.25% | $31.1M | Dwight Capital | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.