Active loan rates by origination period. 180 FHA multifamily loans tracked across 25 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
180
Current Avg
2.89%
Historical Avg
3.38%
Rate Range
2.00% - 6.45%
Most Recent Quarter Average
2.89%
Based on 11 loans in Q2 2012
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | CLARKS SUMMIT, PA | 5.35% | $12.9M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q1 2026 | WIKES BARRE, PA | 5.35% | $4.6M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q1 2026 | DANVILLE, PA | 5.30% | $6.1M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q1 2026 | CLARKS SUMMIT, PA | 5.35% | $9.0M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q4 2025 | Tucson, AZ | 5.45% | $17.2M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q4 2025 | PONTIAC, IL | 6.45% | $6.7M | Cambridge Realty Capital | 241(a) Improvements |
| Q3 2025 | Elizabeth, WV | 5.95% | $4.3M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q2 2025 | NORTH RICHLAND HILL, TX | 5.85% | $6.0M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q2 2025 | KANSAS CITY, MO | 5.85% | $13.2M | Cambridge Realty Capital | 223(f) Purchase/Refi |
| Q4 2024 | CEDAR RAPIDS, IA | 5.48% | $10.5M | Cambridge Realty Capital | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.