Active loan rates by origination period. 1,258 FHA multifamily loans tracked across 49 states.
Source: HUD BF90 Active Insured Mortgages · Data as of 2026-02-28
Loans Tracked
1,258
Current Avg
5.46%
Historical Avg
4.07%
Rate Range
2.05% - 10.50%
Most Recent Quarter Average
5.46%
Based on 33 loans in Q4 2025
Showing filtered results.
Quarterly averages of currently active FHA loans · Quarters with fewer than 3 loans excluded
| Period | Location | Rate | Balance | Holder | Program |
|---|---|---|---|---|---|
| Q1 2026 | ZION CROSSROADS, VA | 5.00% | $49.7M | Berkadia Commercial Mortgage LLC | 221(d)(4) |
| Q1 2026 | LAFAYETTE, LA | 5.78% | $35.4M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q1 2026 | HUMBLE, TX | 5.24% | $35.7M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q1 2026 | HOUSTON, TX | 5.30% | $14.0M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q1 2026 | SAN ANTONIO, TX | 5.24% | $32.3M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q4 2025 | BOISE, ID | 5.64% | $27.5M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q4 2025 | ATLANTA, GA | 5.95% | $23.3M | Berkadia Commercial Mortgage LLC | 221(d)(4) |
| Q4 2025 | HOLYOKE, MA | 5.75% | $12.5M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q4 2025 | ROCKY HILL, CT | 5.75% | $9.7M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
| Q4 2025 | HARTFORD, CT | 5.75% | $7.3M | Berkadia Commercial Mortgage LLC | 223(f) Purchase/Refi |
Rates shown are from currently active FHA-insured multifamily loans grouped by initial endorsement quarter. Older quarters underrepresent short-term loans that have since matured. Recent data (last 5 years) is highly accurate given 35-40 year FHA loan terms.