Stearns Bank National Association

Bank
Saint Cloud, MNstearnsbank.com

Stearns Bank, a full-service bank with branches in Minnesota, Florida, and Arizona, offers the friendly service of a community bank with a national presence in commercial lending, equipment financing, and SBA loans. We also have business and personal checking, market savings accounts and CDs.

BankType
Saint Cloud, MNHQ

Key Contacts

Isaac Flenner

OriginationsPrimary

SVP, Executive Director of Specialty Lending

Erika Miller

Originations

Chief Credit Officer

Amber Gerstung

Chief Deposit Officer

Kelly Skalicky

Chief Executive Officer

Pam Bjerke

Chief Human Resources Officer

FDIC Financial Overview

$3.3B

Total Assets

$1.1B

CRE Loans

34.4%

CRE Concentration

$131M

Multifamily

$437M

Construction

$566M

Commercial RE

-1.4%

Asset Growth (YoY)

2.099832082106579%

ROA

12.81%

ROE

CRE / Total Assets34.4%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20260331)

Lending Programs

Visit stearnsbank.com for current lending programs and rates.

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