Spencer Savings Bank, SLA
Reliable and friendly Northern NJ bank providing home equity loans, mortgages, business banking, an online banking in Bergen, Passaic, Union, & Morris Counties.
Key Contacts
Spencer Savings Bank, SLA - Main Office
FDIC Financial Overview
$4.0B
Total Assets
$2.6B
CRE Loans
64.7%
CRE Concentration
$1.5B
Multifamily
$85M
Construction
$1.0B
Commercial RE
+1%
Asset Growth (YoY)
0.4446222214346587%
ROA
3.94%
ROE
Above 300% CRE concentration guidance threshold
Source: FDIC Quarterly Call Reports (20251231)
Lending Programs
Visit spencersavings.com for current lending programs and rates.
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