Southern First Bank

Bank
SCsouthernfirst.com

Relationship-first banking for individuals and businesses that you can rely on to manage your finances any time, any place.

BankType
SCHQ

Key Contacts

southernfirst.com

Southern First Bank - Main Office

(877) 679-9646

FDIC Financial Overview

$4.4B

Total Assets

$1.7B

CRE Loans

39.5%

CRE Concentration

$98M

Multifamily

$197M

Construction

$1.4B

Commercial RE

+1%

Asset Growth (YoY)

0.746791223204042%

ROA

8.71%

ROE

CRE / Total Assets39.5%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

Visit southernfirst.com for current lending programs and rates.