OceanFirst Bank

Bank
Toms River, NJoceanfirst.com

Reach your financial goals with personalized banking solutions for individuals and businesses from OceanFirst. Explore our accounts, loans, and digital tools. FDIC-insured. Total assets: $14.5B.

BankType
Toms River, NJHQ

Key Contacts

OceanFirst Bank - Main Office

FDIC Financial Overview

$14.5B

Total Assets

$6.3B

CRE Loans

43.5%

CRE Concentration

$1.1B

Multifamily

$627M

Construction

$4.6B

Commercial RE

+1.7%

Asset Growth (YoY)

0.6061038516920776%

ROA

4.87%

ROE

CRE / Total Assets43.5%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

Visit oceanfirst.com for current lending programs and rates.

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