Guaranty Bank and Trust Company

Bank

Guaranty Bank and Trust Company is a Belzoni, MS-based FDIC-insured commercial bank with $2.9B in total assets and $1.0B in commercial real estate loans, representing 36% of total assets.

BankType
MSHQ

Key Contacts

Guaranty Bank and Trust Company - Main Office

FDIC Financial Overview

$2.9B

Total Assets

$1.0B

CRE Loans

35.9%

CRE Concentration

$97M

Multifamily

$236M

Construction

$713M

Commercial RE

-2%

Asset Growth (YoY)

1.1020044269001545%

ROA

10.13%

ROE

CRE / Total Assets35.9%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

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