Citizens & Northern Bank
Citizens & Northern Bank is a Wellsboro, PA-based FDIC-insured commercial bank with $3.1B in total assets and $1.2B in commercial real estate loans, representing 39.7% of total assets. CRE exposure includes $163M in multifamily loans and $163M in construction and development loans.
Key Contacts
Citizens & Northern Bank - Main Office
FDIC Financial Overview
$3.1B
Total Assets
$1.2B
CRE Loans
39.7%
CRE Concentration
$163M
Multifamily
$163M
Construction
$914M
Commercial RE
+17.7%
Asset Growth (YoY)
0.9155174420408764%
ROA
8.13%
ROE
Above 300% CRE concentration guidance threshold
Source: FDIC Quarterly Call Reports (20251231)
Lending Programs
Visit cnbankpa.com for current lending programs and rates.
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