Central Bank & Trust Co.

Bank
Lexington, KYcentralbank.com

Central Bank & Trust Co. is a Lexington, KY-based FDIC-insured commercial bank with $3.9B in total assets and $1.7B in commercial real estate loans, representing 42% of total assets.

BankType
Lexington, KYHQ

FDIC Financial Overview

$4.0B

Total Assets

$1.8B

CRE Loans

43.8%

CRE Concentration

$344M

Multifamily

$286M

Construction

$1.1B

Commercial RE

+0.5%

Asset Growth (YoY)

1.2660817323306015%

ROA

10.25%

ROE

CRE / Total Assets43.8%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20260630)

Profile in progress

Central Bank & Trust Co. hasn’t yet shared their lending programs, contact information, or deal volume data with High Tranche. Lender profiles are continuously expanded as new data becomes available from public filings, our research team, and lenders themselves.

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