Central Bank & Trust Co.

Bank

Central Bank & Trust Co. is a Lexington, KY-based FDIC-insured commercial bank with $3.9B in total assets and $1.7B in commercial real estate loans, representing 42% of total assets.

BankType
KYHQ

Key Contacts

Central Bank & Trust Co. - Main Office

FDIC Financial Overview

$3.9B

Total Assets

$1.7B

CRE Loans

41.9%

CRE Concentration

$265M

Multifamily

$316M

Construction

$1.1B

Commercial RE

+0.4%

Asset Growth (YoY)

1.1594940143292096%

ROA

9.64%

ROE

CRE / Total Assets41.9%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

Visit centralbank.com for current lending programs and rates.

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