Bank Independent

Bank

Bank Independent is a Sheffield, AL-based FDIC-insured commercial bank with $3.0B in total assets and $980M in commercial real estate loans, representing 33% of total assets.

BankType
ALHQ

Key Contacts

Bank Independent - Main Office

FDIC Financial Overview

$3.0B

Total Assets

$980M

CRE Loans

32.6%

CRE Concentration

$159M

Multifamily

$194M

Construction

$627M

Commercial RE

+5.2%

Asset Growth (YoY)

1.0149199119598364%

ROA

11.51%

ROE

CRE / Total Assets32.6%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

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