Alerus Financial, National Association

Bank

Alerus Financial, National Association is a Grand Forks, ND-based FDIC-insured commercial bank with $5.2B in total assets and $2.0B in commercial real estate loans, representing 37.7% of total assets. CRE exposure includes $384M in multifamily loans and $280M in construction and development loans.

BankType
NDHQ

Key Contacts

Matt Jacobson

Originations

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FDIC Financial Overview

$5.2B

Total Assets

$2.0B

CRE Loans

37.7%

CRE Concentration

$384M

Multifamily

$280M

Construction

$1.3B

Commercial RE

-2.1%

Asset Growth (YoY)

0.419984789954816%

ROA

4.16%

ROE

CRE / Total Assets37.7%

Above 300% CRE concentration guidance threshold

Source: FDIC Quarterly Call Reports (20251231)

Lending Programs

Visit alerus.com for current lending programs and rates.

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